Ten-year insurance for buildings Lyon: How can a building tradesman in Lyon obtain ten-year insurance?

When practicing the profession ofbuilding craftsman in Lyon, it is essential to subscribe to a ten-year insurance. This insurance, also known as the ten-year guarantee, offers essential protection to craftsmen in the event of damage affecting the solidity or safety of the work for a period of ten years from receipt of the work. However, obtaining ten-year insurance is not always easy. In this article, we will explain the key steps for a building craftsman in Lyon can obtain this essential insurance.

Finding a specialized insurance company

The first step is to look for an insurance company specializing in ten-year insurance for building craftsmen. It is important to find a company that understands the specificities of the construction sector and that offers contracts adapted to the needs of Lyon craftsmen. An online search can be a good starting point for identifying insurance companies that offer this type of coverage.

The quote request

Once a few potential insurance companies have been identified, it is recommended to request quotes. The quotes allow you to obtain detailed information on the prices and guarantees offered by each company. It is important to carefully compare quotes to choose the ten-year insurance that best meets the craftsman’s needs. It should be noted that the cost of ten-year insurance can vary depending on several factors, such as the nature of the work carried out and the turnover of the company.

The constitution of the file

Once ten-year insurance has been chosen, it is necessary to put together a complete file to finalize the subscription. The documents usually requested include the duly completed subscription form, proof of identification, professional references, qualification certificates, civil liability insurance certificates, etc. It is important to provide accurate and up-to-date information, as any omission or misrepresentation could result in negative consequences in a future claim.

Validation of the contract

Once the file is complete, it is submitted to the insurer for validation. The insurer will review the information provided and may request clarification or additional documents if necessary. Once the contract is validated, the building tradesman in Lyon will receive a ten-year insurance certificate which constitutes proof of his coverage. It is essential to keep this certificate in a safe place and to present it if necessary when carrying out work or in the event of a subsequent complaint.

Implementation of the ten-year guarantee

Once ten-year insurance has been obtained, it is important to understand how the ten-year guarantee works. In the event of damage affecting the solidity or safety of the work during the ten years following receipt of the work, the craftsman may be required to receive complaints. It is essential to promptly report any claim to the insurer and provide the requested information to begin the treatment process. The insurer will assess the situation and cover the repair or compensation costs, within the limits of the guarantees provided for in the contract.

In conclusion, obtaining ten-year insurance is a must for any building tradesman in Lyon. The search for a specialized insurance company, the quote request, the creation of the file, the validation of the contract and the implementation of the ten-year guarantee are the key stages of this process. By following these steps carefully, a building tradesman in Lyon will be able to benefit from essential protection for his professional activity and for the peace of mind of his clients.